San Francisco Financial District

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City: San Francisco 

San Francisco Financial District is the central business district in San Francisco. It attracts commuters from all over the Bay Area. It is well served by trains, buses, and ferries, especially during the weekday commute hours.

Points of interest


BART, Muni Metro

BART (East Bay/SF Airport) and Muni Metro trains run under Market Street. Embarcadero Station and Montgomery Station are the nearest stops for both systems.

Historic Streetcar, Cable car

F-Market & Wharves streetcar stops along on Market Street.

California Cable Car line have stops along California Street and ends at Market Street above Embarcadero Station.


The nearest Caltrain (Peninsula/San Jose) stop is the 4th & King Station. A number of bus routes provide connection from Caltrain to the Financial District:

N-Owl, T-Owl, 10, 30, 45, 81X, 82X, 91-Owl

Muni Metro N-Judah Judah and T-Third Street Third Street lines also connect with Caltrain at 4th & King.


Ferries from the North and the East Bay provide direct service to the Ferry Building in the Financial District:

Angel Island Ferry San Francisco - Angel Island

Larkspur Ferry Larkspur - San Francisco

Sausalito Ferry Sausalito - San Francisco (Ferry Building)

Tiburon Ferry Tiburon - San Francisco

Alameda Harbor Bay Ferry Harbor Bay - San Francisco Ferry Building

Alameda/Oakland Ferry Jack London Square - Alameda - San Francisco (Ferry Building/Pier 41)

Vallejo Ferry Mare Island - Vallejo - San Francisco (Ferry Building/Pier 41)

Muni F-Market & Wharves historic streetcars stop in front of the Ferry Building and continue south on Market St.

Bus - Muni

Local, rapid, express routes

L-Owl All-nighter: San Francisco Zoo - Ferry Plaza

N-Owl All-nighter: Ocean Beach - 4th & King Caltrain

NX Judah Express: Ocean Beach (Judah and 48th Ave) - Downtown San Francisco

T-Owl Weekend early morning: Market & Van Ness - Sunnydale

1 California: Downtown - Richmond District

1AX California 'A' Express: Richmond District (33rd and Geary) - Downtown

1BX California 'B' Express: Richmond District (California & 12th Ave) - Downtown

2 Clement: Ferry Plaza - Richmond District (Clement & 15th Ave)

3 Jackson: Downtown - Presidio and California

5 Fulton: Transbay Terminal - Civic Center - 8th Ave (weekday daytime), Ocean Beach (night and weekend)

5R Fulton Rapid: Transbay Terminal - Civic Center - Ocean Beach (Richmond District)

6 Haight-Parnassus: Ferry Building - Inner Sunset District (Quintara and 14th Ave)

7 Haight-Noriega: Outer Sunset (Ortega and 48th Ave) - Transbay Terminal

7X Noriega Express: Ocean Beach (Ortega and 48th Ave) - Downtown SF

8 Bayshore: City College - Visitacion Valley - Chinatown - Fisherman's Wharf

8AX Bayshore 'A' Express: Visitacion Valley - Chinatown

8BX Bayshore 'B' Express: City College - Visitacion Valley - Chinatown - Fisherman's Wharf

9 San Bruno: Downtown - Arleta Station/Visitacion Valley (night and weekend)

9R San Bruno Rapid: Downtown - Visitacion Valley

10 Townsend: SF General Hospital - Jackson & Fillmore via Downtown

12 Folsom: Mission and 26th St - Pacific and Van Ness

14 Mission: Ferry Plaza - Daly City (Mission & San Jose)

14R Mission Rapid: Ferry Plaza - Daly City BART

14X Mission Express: Daly City (Mission and San Jose) - Ferry Plaza

21 Hayes: Ferry Plaza - Fulton & Shrader

25 Treasure Island: to/from Transbay Terminal

30 Stockton: The Marina (Broderick & Beach) - 4th & King Caltrain via North Beach and Chinatown

30X Marina Express: The Marina (Beach and Divisadero) - Downtown

31 Balboa: Ocean Beach (Richmond District) - Ferry Plaza

31AX Balboa 'A' Express: Ocean Beach (Richmond District) - Downtown

31BX Balboa 'B' Express: Richmond District (Balboa and 12th Ave) - Downtown

38​​ Geary: Richmond District - Transbay Terminal

38​R Geary Rapid: Richmond District (Point Lobos) - Transbay Terminal

38AX Geary 'A' Express: Richmond District (48th Ave and Point Lobos) - Downtown

38BX Geary 'B' Express: Richmond District (Geary and 25th Ave) - Downtown

41 Union: Lyon and Greenwich - Downtown

45 Union-Stockton: Lyon and Greenwich - 4th & King Caltrain via Chinatown

76X Marin Headlands Express: (Weekend) Downtown San Francisco - Marin Headlands

81X Caltrain Express: 4th & King Caltrain - Downtown

82X Levi Plaza Express: 4th & King Caltrain - Levi Plaza (Sansome and Filbert)

91-Owl All-Nighter: West Portal Station - San Francisco State University via Downtown

Regional/commuter bus

Downtown is served by various bus systems from the East Bay, North Bay, and the Peninsula. Buses from the East Bay stop at the Transbay Transit Center.

AC Transit

B Trestle Glen: Oakland - San Francisco

C Moraga Avenue: Piedmont (Highland Ave and Highland Way) - San Francisco

CB Broadway Terrace: Oakland - San Francisco

E Claremont: Oakland (Caldecott Lane and Parkwood Apts) - San Francisco

F Adeline: Downtown Berkeley (Hearst and Shattuck) - San Francisco

FS North Berkeley: Berkeley (Solano and Colusa) - San Francisco

G Solano: El Cerrito (Potrero and Richmond) - San Francisco

H Richmond (Barrett and San Pablo) - San Francisco via Arlington

J Sacramento: Berkeley (Sacramento and University) - San Francisco

L Pierce: San Pablo (Princeton Plaza) - San Francisco

LA Hilltop: Richmond (Park Central and Hilltop) - San Francisco

LC Evening: San Francisco - San Pablo, Hilltop

NL MacArthur Limited: Eastmont Transit Center - San Francisco

NX Morning: Oakland (Seminary and MacArthur) - San Francisco

NX1 Afternoon: San Francisco (Transbay Terminal) - Oakland (Fruitvale and MacArthur)

NX2 Afternoon: San Francisco (Transbay Terminal) - Oakland (High and MacArthur)

NX3 Eastmont: San Leandro (Marlow and Foothill) - San Francisco

NX4 Castro Valley Park & Ride - San Francisco

NXC Evening: San Francisco - Castro Valley Park & Ride

O Santa Clara: Fruitvale BART - San Francisco via Alameda

OX East Alameda: Bay Farm Island - San Francisco

P Oakland Avenue: Piedmont - San Francisco

S Hayward (Eden Shores Park) - San Francisco

SB Newark (Cedar and Stevenson) - San Francisco

V Park Blvd: Oakland (College and Broadway) - San Francisco via Montclair

W Otis: Alameda (Broadway and Blanding) - San Francisco

Z 6th Street: San Francisco - Albany (Buchanan and Pierce)

800 All-Nighter: San Francisco - Richmond Station

Golden Gate Transit

2 Marin Headlands (Donahue and Sherwood Dr) - San Francisco

4 Mill Valley (E Blithedale and Tower) - San Francisco

8 Tiburon - San Francisco

18 Kentfield (College of Marin) - San Francisco

24 Lagunitas/Manor - San Francisco

27 Sleepy Hollow/San Anselmo - San Francisco

30 San Rafael - San Francisco via Sausalito

38 Terra Linda (Del Ganado and Freitas) - San Francisco

44 Lucas Valley and Marinwood - San Francisco

54 Novato - San Francisco

56 San Marin - San Francisco via Rowland Blvd. Park & Ride

58 Novato - Hamilton - San Francisco

70 Novato - San Francisco

72 Santa Rosa - San Francisco via Rohnert Park and Cotati

74 Petaluma - San Francisco

76 East Petaluma - San Francisco

97 Larkspur Ferry Terminal - San Francisco

101 Express: Santa Rosa - San Francisco


KX Redwood City Station - San Francisco (Transbay Terminal)

292 Hillsdale Station - San Francisco (Transbay Terminal)

397 All-Nighter: Palo Alto Station - San Francisco (Transbay Terminal)


Lynx Hercules - San Francisco Transbay Terminal

Bike share

Bay Area Bike Share operates self-service bike share stations in the Downtown area.